Girasol offers a flexible suite of wallet solutions designed to help you launch faster, scale smarter, and deliver exceptional digital experiences to your users.

From white-label wallet apps and teen banking solutions to referral programs, crypto wallets, and custom web portals, we provide the tools and expertise to bring your vision to life. Whether you need a full end-to-end solution, a frontend interface,UX/UI design, or modular components to enhance an existing product—we tailor our approach to fit your business needs. Our wallet products today offer the following key functionalities such as:

Modules

1. Digital Onboarding with KYC

Allows users to open accounts quickly through a fully digital process. Includes Know Your Customer (KYC) verification using identity documents, selfies, and/or database checks to meet regulatory compliance and ensure secure customer onboarding.

2. Biometric Access and Security

Users can log in or authorize transactions using fingerprint or facial recognition. Enhances security and streamlines access without needing passwords or PINs.

3. Card Management

Includes all functionalities related to managing a physical or virtual card:

• Card activation

• Request a new or replacement card

• Set or reset PIN

• View card status

• Suspend or block a card temporarily

• Delete card permanently 

4. Card Controls

Enables users to set custom rules for card usage:

• Spend limits (daily, per transaction, merchant-type)

• Block international usage

• Enable/disable online payments or ATM withdrawals

• Real-time control toggle

5. Split Payment

Users can divide a bill or expense with friends or group members. Includes:

• Create a shared payment link

• Request amounts from each person

• Track who has paid or still owes

• Ideal for events, dinners, travel, etc.

6. Multi-Currency Accounts

Users can hold balances in multiple currencies (e.g., USD, EUR, local currencies). Allows easier international payments, currency conversion, and travel budgeting.

7. Multi-Language Support

App interface and notifications are available in multiple languages to serve a diverse user base and improve accessibility.

8. Transaction History

Complete overview of all user transactions with filters (e.g., by category, date, merchant). Includes transaction receipts, geolocation, and dispute options.

9. Crypto Cash In

Users can deposit funds into their wallet using cryptocurrencies (e.g., USDT, USDC), which are automatically converted into fiat or wallet balance.

10. P2P Transfers

Instant money transfers between users on the same platform. Can be initiated via username, phone number, or QR code. Ideal for small personal payments.

11. Multiple Virtual Cards

Users can generate and manage several virtual cards simultaneously for different purposes (e.g., subscriptions, travel, business), enhancing control and security.

12. Teen Banking Features

Tools designed for minors and parents:

• Saving goals with visual trackers

• Rewarded tasks (e.g., chores or performance-based bonuses)

• Parent/teen linked accounts

• Spending limits and parental approvals

• Educational prompts for financial literacy

13. Referral Program

Users can refer friends and earn rewards (e.g., cash, points, discounts). Includes tracking tools and sharing via social media or custom referral links.

14. Marketplace

In-app store where users can spend wallet balance or points on goods, services, gift cards, subscriptions, etc. Supports promotions and dynamic pricing.

15. QR Payments

Scan-and-pay functionality for retail or peer transactions using QR codes. Fast, secure, and ideal for environments without POS terminals.

16. Push Notifications

Real-time alerts for key activities such as:

• Transaction confirmation

• Incoming payments

• Card usage alerts

• Security events or promotions

17. Product Analytics

Backend tools to analyze user behavior, app usage, transaction trends, retention, and engagement. Helps teams optimize UX, features, and campaigns.

18. Admin Portal with Full Back Office Functionalities

Secure web interface for operations and support teams to:

• View user activity

• Manage KYC/AML checks

• Monitor transactions

• Approve or restrict account actions

• Generate reports and analytics

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Our wallet solutions are tested and trusted worldwide, designed to meet the highest standards of security, scalability, and performance. With advanced encryption, anti-fraud measures, and industry-leading anti-hacking protocols, our platform delivers a safe and seamless experience for end users.

Trusted by leading organizations such as Efecty, FinZi, Pagafasil, and others, our technology has been proven at scale by thousands of users across diverse markets, making it the ideal foundation for any modern digital wallet or banking application.

If you would like to get more details reach out to our sales team at [email protected]