GuideLotus APICo-Applicant APIContact 🌐

Introduction

Beyond cards and wallets: Girasol’s full ecosystem of financial solution. At Girasol, we go beyond cards and wallets to empower our partners with a comprehensive suite of complementary financial infrastructure solutions. These services are designed to help you build a more robust, competitive, and integrated ecosystem tailored to your business model and customer needs.

Below are the key additional modules we offer:

Bill Payment PlatformsCopied!

Our bill payment infrastructure allows partners to offer seamless access to utility and service payments within their platforms. Whether you're enabling users to pay for electricity, water, mobile top-ups, internet, or even government-related services, our system supports:

  • Local and cross-border bill payments

  • Real-time payment confirmations

  • Integration with major utility providers and aggregators

  • A white-label interface or API-first implementation

  • Support for multiple payment methods (cash, card and bank transfer)

This is an ideal feature for fintechs, remittance companies, or banks looking to increase engagement and provide real utility to their users.

Acquiring Services (Coming soon)Copied!

Girasol provides partners with the tools to accept payments via cards, wallets, and alternative methods through our acquiring infrastructure. This includes:

  • Merchant acquiring services with Visa and Mastercard

  • POS (Point-of-Sale) and e-commerce payment gateway solutions

  • Tokenized and contactless payment acceptance

  • Multi-currency support

Our acquiring technology is built to support both in-person and online commerce, helping partners launch merchant ecosystems or support business users in need of payment acceptance infrastructure.

Value-Added ServicesCopied!

We understand that launching financial services often requires much more than a payment or wallet engine. That’s why we offer a robust portfolio of value-added services, including:

  • KYC Validation Services: Automated onboarding solutions using document verification, biometric validation, and database checks to meet regulatory standards across different regions.

  • Tokenization: We support tokenization for both issuing and acquiring use cases. Our platform enables secure card storage and dynamic credentialing using Visa/Mastercard token services.

  • POS Certification Support: Our team provides technical guidance and documentation to help partners certify POS terminals with card networks or local acquiring banks.

  • POS Terminal Sourcing: Whether you're building a retail solution or deploying payment devices in the field, Girasol can assist with sourcing, provisioning, and maintaining POS terminals with custom branding.

  • Consultancy:  Tailored consultancy to guide partners through every phase of product development and market expansion, product strategy and go-to-market planning,  card program design: Including segmentation, pricing, loyalty, and rewards, partnership and network onboarding (Visa and Mastercard).

These services are designed to reduce time to market, lower compliance risks, and give your business a solid foundation for scale.

Crypto-Related ServicesCopied!

We offer a flexible set of crypto integration tools for partners looking to operate at the intersection of digital assets and traditional finance. Our capabilities include:

  • Crypto on-ramp and off-ramp: Let users buy crypto with fiat or convert their crypto into local currencies.

  • Crypto wallet integrations: Custodial or non-custodial wallets embedded into your fintech or banking experience.

  • Stablecoin acceptance and payments: Allow users to pay or get paid using USDT, USDC, or other regulated stablecoins.

  • Blockchain compliance tools: Integration with chain analytics and monitoring services to support AML/CFT requirements.

These services are ideal for platforms that want to provide access to digital assets, reach new markets, or enable remittance and alternative payment methods in high-demand corridors.

Build a Full-Stack Financial Product with GirasolCopied!

Whether you're launching a neobank, a payroll platform, a remittance service, or a rewards app — Girasol’s extended suite of solutions allows you to build faster, reduce vendor complexity, and scale globally with confidence Let us help you launch a complete and competitive financial ecosystem from end to end reach out at [email protected]